Please take a moment to review our revised Resource Directory – many new features are available! Resources have been added and some are no longer available. Select category of interest from the drop-down below or you can search by name of resource provider or topic. (Some resources provide services that are found in multiple categories.) For additional information, select “more info”. (lower left) To view a map of the location – select “show maps”.(lower right)
- The results are being filtered by the postal code: 27611-8066
![Logo for NC Foreclosure Prevention Fund]( "Logo for NC Foreclosure Prevention Fund")
Notes
Johnston-Lee-Harnett Community Action, Inc.
1102 Massey St
Smithfield, NC 27577-4951
(919) 934-2145
Provides assistance to homeowners struggling to make their mortgage payments due to job loss or temporary financial hardship, such as divorce, illness or death of a spouse. The Fund also assists returning veterans who are transitioning to civilian jobs.
Offers free housing counseling, access to legal services for people with lower incomes, and help with your mortgage service.
For qualified homeowners, the Fund can provide an interest-free loan of up to $36,000 to pay your mortgage and other related expenses for up to 36 months while you search or retrain for new employment. If you are currently employed but have a second mortgage that is unaffordable because of a prior job loss or reduced income, the Fund offers an interest-free loan of up to $30,000 to pay off your second mortgage.
The Fund may be able to reinstate loans if you have fallen behind on payments due to a job loss but are now eligible for retirement, Social Security, disability or Veterans Administration benefits that would allow you to resume mortgage payments. The Fund provides assistance at no cost to you.
24/7 homeowner’s HOPE hotline; steps to prevent foreclosure.
Contact counselor at local partner agency:
Johnston-Lee-Harnett Community Action, Inc.
1102 Massey St
Smithfield, NC 27577-4951
(919) 934-2145
